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	<title>Peter Lewi Real Estate</title>
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	<link>http://www.masterpiecerealtyassociates.com</link>
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		<title>Short Sale Update</title>
		<link>http://www.masterpiecerealtyassociates.com/2013/05/12/short-sale-update/</link>
		<comments>http://www.masterpiecerealtyassociates.com/2013/05/12/short-sale-update/#comments</comments>
		<pubDate>Sun, 12 May 2013 22:26:31 +0000</pubDate>
		<dc:creator>masterpiecerealtyassociates</dc:creator>
				<category><![CDATA[San Diego Legal News]]></category>
		<category><![CDATA[San Diego Real Estate News]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.masterpiecerealtyassociates.com/?p=1210</guid>
		<description><![CDATA[Obtaining approvals of short sales has generally becoming easier and faster, however some lenders are still notoriously slow and inefficient. The major loan servicers such as Bank of America, Chase and Wells Fargo have improved their approval process. Once a homeowner has determined that a short sale is their best option, the amount they can [...]]]></description>
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		<title>Mortgage Debt Relief Act Extended</title>
		<link>http://www.masterpiecerealtyassociates.com/2013/01/12/mortgage-debt-relief-act-exended/</link>
		<comments>http://www.masterpiecerealtyassociates.com/2013/01/12/mortgage-debt-relief-act-exended/#comments</comments>
		<pubDate>Sat, 12 Jan 2013 18:41:17 +0000</pubDate>
		<dc:creator>masterpiecerealtyassociates</dc:creator>
				<category><![CDATA[San Diego Legal News]]></category>
		<category><![CDATA[San Diego Real Estate News]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.masterpiecerealtyassociates.com/?p=1203</guid>
		<description><![CDATA[As a part of the &#8220;fiscal cliff&#8221; negotiations that took place over the News Years Holiday the Mortgage Debt Relief Act of 2007 was extended to December 31. 2013. This is good news for homeowners who qualify in that they will be exempted from  federal income tax  consequences that could have otherwise resulted from the  cancellation [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>California Homeowner Bill of Rights</title>
		<link>http://www.masterpiecerealtyassociates.com/2012/11/04/california-homeowner-bill-of-rights/</link>
		<comments>http://www.masterpiecerealtyassociates.com/2012/11/04/california-homeowner-bill-of-rights/#comments</comments>
		<pubDate>Sun, 04 Nov 2012 19:59:14 +0000</pubDate>
		<dc:creator>masterpiecerealtyassociates</dc:creator>
				<category><![CDATA[San Diego Legal News]]></category>
		<category><![CDATA[San Diego Real Estate News]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.masterpiecerealtyassociates.com/?p=1031</guid>
		<description><![CDATA[The California Homeowner Bill of Rights will become effective on January 1. 2013. The law will apply to owner occupied properties with 1 &#8211; 4 residential units. Owner occupied means that it is the principal residence of the borrower. This law is intended to help homeowners avoid foreclosure where possible to help stabilize California&#8217;s housing [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>3.8% Property Tax &#8211; Fact or Fiction?</title>
		<link>http://www.masterpiecerealtyassociates.com/2012/10/20/3-8-property-tax-fact-or-fiction/</link>
		<comments>http://www.masterpiecerealtyassociates.com/2012/10/20/3-8-property-tax-fact-or-fiction/#comments</comments>
		<pubDate>Sat, 20 Oct 2012 18:56:43 +0000</pubDate>
		<dc:creator>masterpiecerealtyassociates</dc:creator>
				<category><![CDATA[San Diego Legal News]]></category>
		<category><![CDATA[San Diego Real Estate News]]></category>

		<guid isPermaLink="false">http://www.masterpiecerealtyassociates.com/?p=1024</guid>
		<description><![CDATA[There has been a lot of buzz on the Internet and from viral emails about the 3.8% tax on the sale of certain real estate that will be effective as of January 1, 2013, as a part of the Affordable Heath Care for America Act (Obama Care). FACT:  There is indeed such as tax which [...]]]></description>
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		<title>Will the Mortgage Forgiveness Debt Relief Act of 2007 be Extended?</title>
		<link>http://www.masterpiecerealtyassociates.com/2012/10/07/will-the-mortgage-forgiveness-debt-relief-act-of-2007-be-extended/</link>
		<comments>http://www.masterpiecerealtyassociates.com/2012/10/07/will-the-mortgage-forgiveness-debt-relief-act-of-2007-be-extended/#comments</comments>
		<pubDate>Sun, 07 Oct 2012 17:14:00 +0000</pubDate>
		<dc:creator>masterpiecerealtyassociates</dc:creator>
				<category><![CDATA[San Diego Legal News]]></category>
		<category><![CDATA[San Diego Real Estate News]]></category>

		<guid isPermaLink="false">http://www.masterpiecerealtyassociates.com/?p=1011</guid>
		<description><![CDATA[As of this writing there is no definitive answer to this question. The Act is due to expire on December 31, 2012. President Obama’s FY2013 budget proposal includes an extension of the Act, however in the current political environment there is no guarantee that this budget or any other form of extension will be adopted. This [...]]]></description>
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		<title>Valuation Disputes</title>
		<link>http://www.masterpiecerealtyassociates.com/2012/08/05/valuation-disputes/</link>
		<comments>http://www.masterpiecerealtyassociates.com/2012/08/05/valuation-disputes/#comments</comments>
		<pubDate>Sun, 05 Aug 2012 19:22:58 +0000</pubDate>
		<dc:creator>masterpiecerealtyassociates</dc:creator>
				<category><![CDATA[San Diego Legal News]]></category>
		<category><![CDATA[San Diego Real Estate News]]></category>

		<guid isPermaLink="false">http://www.masterpiecerealtyassociates.com/?p=981</guid>
		<description><![CDATA[A common perception in the current real estate environment is that buyers can get a bargain by purchasing a short sale property. Although this is quite often the case there is a mitigating factor based on the fact that the loan servicing provider who handles the short sale must answer to the underlying investor and [...]]]></description>
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		<title>Seller Financing</title>
		<link>http://www.masterpiecerealtyassociates.com/2012/04/22/seller-financing/</link>
		<comments>http://www.masterpiecerealtyassociates.com/2012/04/22/seller-financing/#comments</comments>
		<pubDate>Sun, 22 Apr 2012 19:36:09 +0000</pubDate>
		<dc:creator>masterpiecerealtyassociates</dc:creator>
				<category><![CDATA[San Diego Legal News]]></category>
		<category><![CDATA[San Diego Real Estate News]]></category>

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		<description><![CDATA[Whenever a seller carries back a promissory note secured by a deed of trust to the property the parties need to fully understand that in addition to their roles as seller and buyer they will have an ongoing relationship as lender and borrower. When the seller extends credit to the buyer in California the parties [...]]]></description>
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		<title>Mortgage Forgiveness Debt Relief Act of 2007 to Expire Soon</title>
		<link>http://www.masterpiecerealtyassociates.com/2012/04/14/mortgage-forgiveness-debt-relief-act-of-2007-to-expire-soon/</link>
		<comments>http://www.masterpiecerealtyassociates.com/2012/04/14/mortgage-forgiveness-debt-relief-act-of-2007-to-expire-soon/#comments</comments>
		<pubDate>Sat, 14 Apr 2012 20:17:34 +0000</pubDate>
		<dc:creator>kwhelehon</dc:creator>
				<category><![CDATA[San Diego Legal News]]></category>

		<guid isPermaLink="false">http://peterlewi.smartpress.1parkplace.com/?p=730</guid>
		<description><![CDATA[It is very important for a Homeowner considering a Short Sale and who might be eligible for relief from the income tax consequences of the Short Sale to initiate the process as soon as possible in order to close escrow prior to December 31, 2012, at which time the Mortgage Forgiveness Debt Relief Act of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Propositions 60 and 90 Transfer of Real Property Tax Base</title>
		<link>http://www.masterpiecerealtyassociates.com/2012/04/02/propositions-60-90-transfer-of-real-property-tax-base/</link>
		<comments>http://www.masterpiecerealtyassociates.com/2012/04/02/propositions-60-90-transfer-of-real-property-tax-base/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 23:19:06 +0000</pubDate>
		<dc:creator>masterpiecerealtyassociates</dc:creator>
				<category><![CDATA[San Diego Legal News]]></category>

		<guid isPermaLink="false">http://peterlewi.smartpress.1parkplace.com/?p=848</guid>
		<description><![CDATA[Proposition 60 provides for real property tax relief for homeowners 55 years of age or older. This is a one-time benefit which allows qualifying persons to carry over lower real property taxes on the home that they sell into a new home that they purchase. The new home must be purchased within two years of [...]]]></description>
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		<title>Arbitration</title>
		<link>http://www.masterpiecerealtyassociates.com/2012/04/01/arbitration/</link>
		<comments>http://www.masterpiecerealtyassociates.com/2012/04/01/arbitration/#comments</comments>
		<pubDate>Sun, 01 Apr 2012 21:40:46 +0000</pubDate>
		<dc:creator>masterpiecerealtyassociates</dc:creator>
				<category><![CDATA[San Diego Legal News]]></category>

		<guid isPermaLink="false">http://peterlewi.smartpress.1parkplace.com/?p=841</guid>
		<description><![CDATA[The standard California Association of Realtors (CAR) Residential Purchase Agreement form includes a Paragraph which if initialed by both the Seller and Buyer constitutes an agreement to arbitrate rather than litigate any dispute that arises. Arbitration or litigation, as the case may be, occurs only after the parties have gone through Mediation as mandated by [...]]]></description>
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